Arizona Recreational Insurance Coverage

Recreational Insurance

Recreational Insurance

Alameda Insurance Group is a reputable insurance provider keeping you covered as you have fun outdoors. We believe in giving you peace of mind as you enjoy outdoor recreation activities in Arizona. We provide different recreational coverage including ATV insurance, boat insurance, snowmobile, and many more.

ATV Insurance

All-terrain vehicles (ATV) are not only expensive to repair but can also be dangerous to both riders and those around. It's advisable to have ATV insurance if you intend to ride in state parks. ATV insurance policies cover the following:

  • Bodily injury: this coverage includes the cost of damages associated with injuries or death caused by your vehicle. The coverage also pays legal fees from any legal mitigation that may arise against you. It's worth noting that in both cases the policy covers up to its claim limits.
  • Property damage liability: this coverage pays for damages your ATV caused to third-party properties. Such properties include personal belongings and home structures or yard up to the claim limit.
  • Medical coverage: this coverage meets medical bills of those riding on your ATV. It may cover expenses such as ambulance transportation, surgeries, x-ray, and hospital stay bills.
  • Underinsured or uninsured motorist: sometimes you may get involved in an accident with an uninsured or underinsured motorist. This policy chips in to meet expenses.

Recreational Vehicle Insurance

Recreational vehicle insurance is ideal if you plan to take your travel trailer or motorhome out on the road. The policy is also important if you park your RV for a weekend at a campground. Although you may put these vehicles under auto insurance, having it separate gives you extensive protection.

Boat/ Water Craft Insurance

Boat insurance allows you to leave your worries on the shores as you enjoy the water. The coverage safeguards your boat, trailer, watercraft, equipment, and yourself. Whether you are waterskiing, parking and floating, fishing, or just cruising, you can get various options for coverage.

As you plan your recreational activities this summer, Alameda Insurance Group can keep you safe. Call us or visit our Arizona offices to speak with our agents.

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